Life thrives on hope; and healthcare, education and access to financial services are the major ingredients to keep that hope alive. Adage taking things in their own hands got a new meaning when a community in the Mid South, United States, started its own bank, whose shareholders are not millionaire investors, but blue-collar workers. Hope Credit Union’s mortgage and SME loans total around $260 million. The bank directly benefits 400,000 people. Hope keeps the community going!