Riyadh, Saudi Arabia – Bank credit extended to the public and private sectors in the Kingdom continued its upward trend, reaching its highest level by the end of June 2025 at USD 849.67 billion (SAR 3,186,271 million), marking an annual growth of 15.8% with an increase of more than USD 115.85 billion (SAR 434,429 million) compared with the same period in 2024, when it stood at USD 733.82 billion (SAR 2,751,842 million).
According to the monthly statistical bulletin issued by the Saudi Central Bank (SAMA) for June 2025, total bank credit also recorded a quarterly growth of 2.7% by the end of the second quarter of the current year, rising by USD 22.48 billion (SAR 84,310 million) compared with the first quarter of 2025, when it reached USD 827.19 billion (SAR 3,101,961 million). Every month, bank credit rose by 0.6% with an increase of USD 4.99 billion (SAR 18,713 million) compared with May 2025, when it stood at USD 844.68 billion (SAR 3,167,558 million).
The bulletin showed that bank credit extended to the public and private sectors was distributed across diverse economic activities, supporting inclusive and sustainable economic growth and contributing to the realization of the goals of Saudi Vision 2030.
The data revealed long-term credit (for over three years) accounted for 48.8% of total bank credit, amounting to USD 414.67 billion (SAR 1,555,017 million) by the end of June 2025. Short-term credit (less than one year) represented 35.8% at USD 304.22 billion (SAR 1,140,814 million), while medium-term credit (from one to three years) constituted 15.4%, totaling USD 130.78 billion (SAR 490,441 million).
